Trusted by 50,000+ customers

Powering & Enabling
Credit in India

Experience seamless financial services tailored for your growth — from personal loans to business credit, we make finance work for you.

₹2B+
Loans Disbursed
50K+
Happy Customers
98%
Approval Rate
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Loan Approved
₹5,00,000
✔ Instant Disbursal
Interest Rate
10.5%
↓ Starting from p.a.
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Unlock your Aspirations with Easy & Hassle-Free Credit

ASP FINCAP PRIVATE LIMITED is a proud partner to RING & Kissht in their journey to empowering online as well as offline Merchant stores to provide easy and quick EMI to customers who wish to fulfil their aspirational needs of purchasing easy EMI through OnEMI's tie-ups with 20+ financial institutions across the country.

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Our Growth Story
10Lac+
Merchants
1Cr+
Loans Approved
3,000+
POS Solution
40+
Cities Covered

Uncover Financial Freedom with Our Range of Credit Solutions

Avail up to Rs. 5,00,000 collateral-free loans with flexible billing cycles and speedy approvals

Medium Term Personal Loans

Medium Term Personal Loans

Medium-Term Loans cater to customers' short-term business and personal needs with tenure of 3 months to less than 6 months
Long Term Personal Loan

Long Term Personal Loan

Long-Term Loans are loans with tenures of 6 months and greater than 6 months. These loans are provided for both business and personal needs of the customers.

Loan Against Property

Avail loans up to ₹30 lakhs with hassle-free documentation, simple eligibility, and flexible tenures of up to 180 months for easy repayment. Use up to 70% of your property's value.

Digital Lending Platforms

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Hear From Our Customers

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Ravi Patel

As a small business owner, I needed ₹2 lakhs to purchase additional stock for the Diwali rush. Your app's zero-paperwork process and instant disbursal made it so convenient. The flexible repayment options are a huge plus.

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Deepika Verma

I wanted to renovate my living room but didn’t have the budget for it. Your app made it so easy to get ₹75,000 without any hassle. The funds were transferred in minutes, and now my home looks brand new!

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Neha Randhawa

I needed ₹50,000 urgently for my daughter's school admission fees. The process was unbelievably smooth—I just entered my details, and the money was in my account within minutes! No paperwork, no stress.